These rates, APRs, monthly payments and points are current as of the date listed 'Last Updated' and may change at any time. They assume you have a FICO® Score of 740+ and a specific down payment amount as noted below for each product. They also assume the loan is for a single-family home as your primary residence. This is strictly for informational use only and does not constitute as a commitment to lend.

 

 

 

 

 

 

 

 

How to Choose the Most Suitable Home Purchase Loan in Dallas-Fort Worth?
Picking the right type of home purchase loan means looking at two things: your qualifications and your goals.

Your qualifications can include factors like:

- Your financial metrics such as your credit score and debt-to-income (DTI) ratio.
- Your military status and service record (if applying for a VA loan).
- How much you earn.
- What your employment status, industry, and career track are.
- What you can afford in terms of a down payment.
- How much you need to borrow.

Along with considering these factors, you can ask yourself questions like these:

- How long do I plan to stay in this home?
- How much can I afford to pay on my mortgage and insurance each month?
- How liquid do I want to keep my finances?